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Building Tomorrow's Leaders


Building Tomorrow's Leaders



What We Do

Lend for America helps student leaders to build their communities through the creation of campus microfinance institutions (Campus MFIs). Our national platform supports students practicing microfinance in the U.S. by providing training, networking, funding, and research. We believe campus MFIs are a game-changer for the country because:

  • they offer students a chance to make a real difference beyond traditional community service which aren't satisfying to results-driven students
  • they equip students with skills to solve real-life problems
  • they give students real responsibilities that last beyond the academic calendar


Join the only national membership for campus MFIs. Access technical assistance, training, resources, and grants.

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Apply now to become a Lend for America Fellow to participate in a year-long incubation program for students interested in launching new Campus MFIs.



Register Now for Lend for America's annual conference, a training opportunity for students practicing microfinance in the U.S. 

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From California to Connecticut and everywhere in between.

Check out the map below to see where our current members are located across the country:


Arizona Microcredit Initiative
Arizona State University

Microbusiness Mentors
Brigham Young University

In-Lend Fund
Claremont McKenna College

Stockton Impact Corps
University of the Pacific

Salinas Microfinance Fund
Middlebury Institute of International Studies at Monterey


University of Notre Dame

Northwestern University

Microfinance Initiative
University of Houston

Resource Fund
University of Michigan


Elmseed Enterprise Fund
Yale University

Hilltop Microfinance Initiative
Georgetown University

Bentley Microfinance Group
Bentley University

The Intersect Fund
Rutgers University

Hamilton Microfinance Club
Hamilton College

Haverford Microfinance Consulting
Haverford College

Francis Fund
Saint Francis University

Capital Good Fund
Brown University

Germinal Fund
Wesleyan University


Forza Financial
University of Alabama

Community Empowerment Fund
UNC Chapel Hill

Build the Hill
UNC Chapel Hill

Fund 17
Tulane University

Empowerment Fund
UNC Greensboro

By supporting the efforts of college students practicing microfinance locally, Lend for America imbues the philosophy that a small group of committed individuals can effect meaningful change in the world.
— Ted Shabecoff, student founder of Germinal Fund, Wesleyan University

About the LFA Membership

Members represent 22 universities across 18 states. Since 2009, they have helped people in their communities by offering microloans, financial coaching, tax prep and other financial services. The emerging leaders in the membership are students at the undergraduate or graduate level eager to spark change in their communities. 

Campus-based microfinance institutions, 'Campus MFIs,' join the LFA membership to network with like-minded peers and access trainings and resources to grow their initiative. As a result of LFA' support, campus MFIs create deeper imact. The annual membership fee for 2015-16 membership is $400. 


Members are Campus MFIs are teams of college students that go off-campus and find people who need help. They spend time and motivate, give basic financial advice, and lend small amounts of money they have raised. Examples of campus MFIs: The Intersect FundCapital Good FundElmseed Enterprise Fund. Serving your first client is mandatory for joining Lend for America. If you need advice, read Lend for America's Start-Up Kit and contact us.

Top Member Benefits

  • Annual Review: A written report with recommendations and comments about your campus MFI and is created based on an in-depth review of your group’s systems, processes, and case studies of clients served. The Annual Review is required for all members and serves as a way for LFA to gauge your student group's level of commitment to its campus MFI.
  • Annual Conference: Members receive a free hotel room and 4 free tickets to attend LFA’s annual conference. The annual conference is a chance to meet other campus MFIs and students interested in microfinance in the U.S. 
  • Online tools and resources: Members can access to LFA’s resource library to retrieve downloadable documents such as loan closing agreements and promissory notes, examples of legal documents, loan applications, and other docs shared with members only.
  • Impact Data Collection: LFA tracks and measures quantitative metrics such as growth in microlending portfolio, clients served, types of training offered to clients, and others on a quarterly basis. A one-page profile is created for each member organization that attends the annual conference.
  • Site Visits: Members are invited to apply to receive a 2-3 day visit from microfinance consultants. Site visits are intensive full day training opportunities to improve your campus MFI. 

Download the full list of membership benefits here.

Fill out my online form.


LEND FOR AMERICA and KIVA ZIP will be conducting a webinar together on Wednesday, March 9th at 3:00 PM PST for new students to learn about how they can get involved in the communities surrounding their school.




LEND FOR AMERICA and KIVA ZIP will be conducting a webinar together on Wednesday, March 9th at 3:00 PM PST for new students to learn about how they can get involved in the communities surrounding their school.


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